Are you having serious financial problems? Is your home or car about to be repossessed? Are you tired of being harassed by creditors? If you have answered yes to any of these questions, then there is a possible solution for you. No one has been immune to the economic upheaval of the past couple of years. If you are one of the people who has seen the hardest, filing for bankruptcy is a viable option available to you. There are two kinds of bankruptcy that you can file for; Chapter 7 and Chapter 13. Each type has its pros and cons. To be able to figure out what of bankruptcy you should file for you need to secure the services of a bankruptcy attorney. As an individual, and not a company, the law allows you to file for bankruptcy without the assistance of an attorney. However, this route is not recommended by the federal US government.
When you file for bankruptcy you cannot do it alone. Bankruptcy attorneys spend years studying and training in this field so it is very unlikely that you will be able to do a better job than them. This area of the law is very complicated and there are many processes involved. You have to have a trained and experienced professional who has your best interests at heart to be able to successfully file for bankruptcy. If you try to do it alone, you could do it incorrectly and this could result in your bankruptcy leaving you worse than you were before you filed. For example, if you fail to submit an important document when you file you run the risk of losing your rights as a debtor or you could lose the right to file again in future, or lose certain protections in future case. The risk is too great.
The process of filing for bankruptcy is different in each US state, and even different in each country. For example, in the United States there are federal rules and regulations that govern bankruptcy. Also there are, state and court specific rules that govern bankruptcy. The court that you end up filing in will have different rules from the court in the next town. It is impossible for you to be able to learn every single rule and regulation by yourself in time. To avoid the risk of your case being dismissed by the judge, you have to make sure that each step in your filing is done correctly and honestly. Bankruptcy fraud is a crime so it is punishable with a prison sentence. Even if you do file correctly, your lack of knowledge and experience could mean that you do certain things incorrectly which could look like you are trying to mislead or lie to the courts.
Bankruptcy is a life changing decision that will impact you legally and financially in the long run. You first have to make sure that it is the only viable option left for you. You also have to figure out what kind of bankruptcy to file. If you decide to file for bankruptcy you have to get all the necessary paperwork completed and submitted. These are just a few steps of the process. You need a bankruptcy attorney to guide and assist you every step of the way in order to be successful in this endeavor. You may be concerned about the attorney fees for a bankruptcy attorney. Most attorneys are open to negotiating their fees with their clients so this should not be a factor in your choice of hiring a bankruptcy attorney.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
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