Riverside County residents were among the more than 27,000 people who filed for bankruptcy in the third quarter of 2009 in the Central District of California (Riverside's bankruptcy court). That's nearly 11,000 people more than filed for bankruptcy within the Central District in all of 2006.
What's more, the American Bankruptcy Institute (ABI) reports that those third-quarter bankruptcy numbers are an increase of more than 10,000 people compared to third quarter 2008. Ten thousand more in just one year!
If you live in Riverside County, you know how bad things have become. Unemployment in October 2009 was at 15.1 percent. The number of homes in foreclosure that same month in Riverside County was almost 9,000.
If you have found yourself unable to pay your bills; if you have lost your job; if you or a loved one has been in an accident or had a serious illness and your insurance coverage has been inadequate; if you have gone through a divorce, you may need the help of a good Riverside bankruptcy attorney.
As you search for a Riverside bankruptcy attorney, keep a few things in mind.
First of all, hiring just "any" attorney is inadequate. Be sure to find an attorney who specializes in bankruptcies. The bankruptcy process is a complicated one and you need to be sure your attorney can handle the intricacies of your case and who can ensure that you will keep as much of your assets as possible.
To find a good Riverside bankruptcy attorney ask any tax professionals or other attorneys you may know for a referral. If you don't know those kinds of professionals, consult your local bar association. You also may contact the clerk in your area's bankruptcy court to learn the names of the Riverside bankruptcy attorneys who file in court the most frequently.
Once you have some referrals, call more than one Riverside bankruptcy attorney to get a feel for how they conduct business. Many, if not most, provide free first appointments, but be sure to ask if there will be a charge for this first meeting. They will typically review your situation and provide you with options to resolve the debt problems you're facing.
Search the Web for information on the attorneys with whom you'll be meeting. Check to see how many years of experience they have, if they belong to any bankruptcy organizations (good) and if they hold any special bankruptcy certifications (even better).
You didn't make the decision to explore bankruptcy lightly; neither should you when choosing a Riverside bankruptcy attorney. A good Riverside bankruptcy attorney can help you start the next part of your life with a clean slate and enough assets to make the transition as easy as possible. Choose wisely and ensure that you receive the best representation for your particular circumstances.
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